# Salary Take-Home Calculator — In-Hand from CTC

Enter your annual CTC and basic %. We deduct employer and employee PF, professional tax and income tax (new regime) to estimate your monthly in-hand salary.

Open the calculator: https://itrfilingonline.in/tools/salary-take-home-calculator

## FAQ

### Why is in-hand lower than CTC ÷ 12?

CTC includes employer PF, gratuity and other benefits you do not get every month, and income tax (TDS) and professional tax are deducted from salary.

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By ITR Filing Online (TaxCaller India LLP). Call 9911146650.