Documents Needed for ITR Filing (AY 2027-28)

Everyone

• PAN card and Aadhaar (linked with each other)
• Bank account details — all accounts (account number, IFSC)
• Form 26AS, AIS and TIS (we download these for you with your permission)
• Login for the income tax portal, or OTP on your Aadhaar-linked mobile

Salaried / pension

• Form 16 from every employer this year
• Salary slips (if Form 16 is not yet issued)
• Pension certificate / bank statement for pension

Deductions (old regime)

• 80C proofs — LIC, PPF, ELSS, tuition fee receipts, home-loan principal
• 80D — health insurance premium receipts, preventive check-up bills
• Rent receipts and landlord PAN (rent above ₹1 lakh a year) for HRA
• Home-loan interest certificate
• NPS contribution statement
• Donation receipts with the trust's 80G details

Interest & other income

• Interest certificates — savings, FD, RD, post office
• Dividend statements
• Rent received — tenant name, amount, municipal tax paid

Capital gains

• Broker capital gains statement (shares, F&O)
• Mutual fund capital gains statement (CAMS/KFintech)
• Property sale deed, purchase deed, improvement bills
• Crypto exchange transaction report

Business / profession

• Bank statements for the full year
• GST returns (if registered)
• Profit & loss and balance sheet (or turnover details for 44AD/44ADA)
• TDS certificates (Form 16A) from clients

NRI

• Passport with travel dates (to work out residential status)
• NRE/NRO account statements
• Tax residency certificate, if claiming treaty benefit